Oliva, Saks, Garcia & Curiel, LLP | Matthew J. Obermeier | attorneys & Counselors at law
Visa | MasterCard | American Express | Discover Network
Main Navigation
Free Initial Consultation
210-296-5828 / 800-820-1664
Practice Areas

foreclosure defense Archives

New York-based real estate firm comes to North Texas

A real estate firm from New York, Compass, is expanding to the bustling real estate markets of North Texas, putting its mark on the region with the purchase of new offices in Dallas. The firm has purchased a 24,000-square-foot office space to serve as its North Texas regional headquarters.

Can I use bankruptcy to stop my foreclosure?

Bankruptcy can stop your foreclosure in certain circumstances. Of course, you will need to qualify for either Chapter 7 or Chapter 13 bankruptcy. However, if you qualify, you might be able to reap some huge benefits in delaying and/or preventing your foreclosure proceedings from moving forward.

Advice for a successful mortgage negotiation

There are a lot of Texas residents who are struggling to fully pay their mortgage payments. Some of these individuals are living paycheck-to-paycheck and they're on the line of not being able to meet their monthly obligations. In order to avoid a situation like this, you might want to negotiate the terms of your mortgage very carefully so you get the best deal possible.

Robo-signers lead to an unexpected foreclosure defense tactic

San Antonio residents who get hit with a foreclosure notice usually don't find it surprising. The financial circumstances that led to their inability to pay their mortgage -- sure, these might have taken them by surprise. However, they probably expected the foreclosure notice that came several months later.

What's a foreclosure by power of sale?

Texas foreclosure proceedings don't go through the court in most cases. Instead, most foreclosure proceedings are "nonjudicial foreclosures." This that the lender can take advantage of a "power of sale" clause contained within the mortgage, which permits the foreclosure of the property with less court oversight. If no power of sale clause is present, a judicial foreclosure will be necessary.

Foreclosure affidavits: Beware of robo-signing

Your foreclosure process will likely involve numerous affidavits. These are legal documents in which someone signs off on a specific set of facts. Foreclosure affidavits require the servicer of a mortgage to confirm that the foreclosure is valid and may move forward. The affidavits certify that the servicer has the legal right to foreclose and that the mortgage holder is in default.

When a military service member faces home foreclosure

At the Law Office of Matthew J. Obermeier, we represent Texas homeowners in their foreclosure proceedings by presenting a strong defense against the foreclosure process. We also assist by recommending various strategies to homeowners that may assist them in keeping their homes and avoiding foreclosure altogether.

What's the time frame for the average foreclosure in Texas?

The housing market and the economy in general have been recovering since the "Great Recession" of 2008. However, some Texas families are still facing financial difficulty. Certain families could even be facing the threat of losing their home to foreclosure. If you're in this situation, you might be curious how long the foreclosure process takes to complete.

What's a foreclosure by judicial sale

It doesn't matter what state you live in, foreclosure by judicial sale is available. Foreclosure by judicial sale is the process of selling a mortgaged property under court supervision. First, the proceeds from the sale go to pay off the mortgage. Second, they go to pay off other lien holders. Third, anything leftover will belong to the original mortgage borrower.