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commercial real estate Archives

What's the loan to value ratio in commercial real estate?

Commercial real estate mortgage lenders use loan-to-value ratios (or LTVs) to determine the value of the loan compared to how much a particular property costs. Lenders will calculate LTVs as a division of the loan amount over the purchase price or the property's appraisal value, whichever is smaller.

When should you lease a business space instead of purchasing?

There are advantages and disadvantages to consider when deciding whether to lease or buy a piece of commercial property for your business. In this article, we'll examine the various conditions that -- when they exist -- you may want to consider going the route of leasing.

Zoning changes and commercial real estate

Before you purchase a piece of commercial real estate, you need to determine what you're going to do with the property and make sure that the property is zoned appropriately to serve its intended function. In fact, it's not unheard of for a commercial property investor to buy a building, but later find out that he or she can't use it due to improper zoning.

Did you purchase a home with a leaking roof?

Imagine you negotiated the closing on your home purchase. An inspection revealed that there were various problems with the home -- but it did not reveal that it had a leaky roof. You signed a waiver to accept the problems and you purchased the home, only to discover several months later that the roof leaks like a colander.

Commercial property construction defects in Texas

The notion of "buyer beware" is certainly recommended, but it's not necessarily the law when it comes to commercial real estate transactions in Texas. If the seller of a commercial property purposefully conceals information about construction defects and other problems related to the property, the seller could be held liable for fraud, concealment and misrepresentation.

Challenges that cause problems for buying commercial real estate

Texas commercial real estate investors might be individuals who want to invest in a property that they will rent out to business owners. They might also be businesses looking to purchase an office or store location. Regardless what kind of commercial real estate buyer you happen to be, when purchasing your first property, you could encounter various challenges.

4 commercial real estate terms every investor should know

Every real estate investor needs to have a repository of vocabulary words they're familiar with in order to navigate the complicated world of property investment, and the commercial real estate industry is no different. If you're a commercial real estate investor -- and especially if you're fairly new to the industry -- keep reading and make sure that you fully understand the four terms that follow:

3 types of commercial real esate laons

When an investor wants to buy a piece of commercial real estate, he or she will usually need to secure a commercial real estate loan. However, securing a large loan like this can be a complicated and involved process. Borrowers will also need to understand the various styles of commercial real estate loans available in order to select the right one that matches his or her situation.

What's a cash-on-cash return?

If you want to find a good deal on a commercial real estate property, it's highly unlikely that the deal is simply going to fall right into your lap. You may need to really research to find a property that you can buy for a price that brings you high value. Fortunately, you can learn a variety of value testing metrics on the internet that apply to commercial real estate deals. One is known as the cash-on-cash return.