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February 2017 Archives

Foreclosures Move Quickly In Texas

In some states, lenders are required to file a lawsuit in order to proceed with a foreclosure. This is referred to as a judicial foreclosure, and it can take many months or even more than a year in some situations, giving homeowners a great deal of time to fight back. Unfortunately, Texas is not one of those states.

What should I do before I offer my home for sale?

If you've decided to sell your home, you don't want to rush into things too quickly before you put it up for sale. First, you'll want to make a few preparations to ensure your home is attractive and you can get the most money for it when you finalize the sale.

3 ways to prevent a home foreclosure

The situation comes about for different reasons, but it usually involves a homeowner getting behind on his or her mortgage payments. When this happens, the bank will eventually start the foreclosure process. When faced with foreclosure, homeowners usually start to get desperate for a solution. Fortunately, there are some strategies homeowners can use to prevent foreclosure and even stop it in its tracks.

Do I have a termites?

Whether you're considering purchasing a home, or trying to sell your old one, it pays to be able to identify a termite problem. Home sellers will need to correct their termite problem before trying to sell their residence. Home buyers will want to recognize a termite problem before they sink their hard-earned money into a problematic home.

The Home Affordable Modification Program: What is it?

In the wake of the real estate crisis that began in 2008 and 2009, numerous Texas homeowners have benefited from federal programs designed to help them prevent home foreclosure. One of these programs is called the Home Affordable Modification Program. By using HAMP, Texas homeowners can defend against a pending home foreclosure action, stop and/or pause a foreclosure action from moving forward or prevent foreclosure from happening in the first place.

With HAMP Gone, Will Foreclosures Increase?

The Home Affordable Modification Program (HAMP) helped millions of homeowners nationwide modify their mortgages and stave off foreclosure. The program expired at the end of 2016 and now, according to an article from News 4 San Antonio, thousands of homeowners are once again at risk of foreclosure.